Guide to FHA Loans
What is the FHA? The Federal Housing Administration was created in 1934 during the great depression. It was created to combat trouble in the housing industry consisting of skyrocketing default and foreclosure rates, high down payments and impossible mortgage terms for ordinary wage earners. As a result, only 1 in 10 people owned their own […]
Can I get approved for a mortgage without a W-2?
It can be extremely challenging trying to qualify for a mortgage when you’re not in a normal hourly or salary position. Generally, when it’s time to verify your income, you’ll need to provide your W-2’s along with pay stubs from the last 2 years. Having a non-traditional career makes this option no longer viable. Thankfully, […]